Each of our resources (downloads, books, journals, and anything offered on this web site or affiliated web sites) is provided for educational and informational purposes only, and does not constitute providing medical advice, psychological advice, financial advice, legal advice, or professional services or any kind. Neither the authors nor their affiliates make any representations, express or implied, with respect to the information provided herein or to its use. The information provided should not be used as financial advice, or for diagnosing or treating a health problem, mental problem, or disease of any kind. For financial advice, contact your financial planner. Those seeking medical or psychological advice should consult with a licensed physician. Always seek the advice of your doctor or other qualified health care provider regarding a medical or psychological condition. Never disregard professional medical or psychological advice or delay in seeking it because of something you may read in this book. If you think you may have a medical or psychological emergency, call 911 or go to the nearest emergency room immediately.